1. Enable fair and transparent payment, access to finance and financial literacy
OCA works across multiple countries to improve economic rewards for smallholder and tribal cotton farmers, ensuring better living and working conditions. By collaborating with partners, OCA helps farmers understand pricing, banking, and loans to improve business efficiency and prevent fraud. Expanding digital payments will ensure timely payments, transparency, and less reliance on middlemen. OCA aims to increase payments annually, targeting living incomes for farmers and wages for workers by 2030.